A vision
Maya walks out of a store with her groceries. As she paid, behind the scenes, her personal financial agent, "MyCFO” took a five-day microloan and arbitraged a small currency gap to cover her groceries. She didn’t ask it to. She just got what she needed, without a second thought.
A mindset
That story isn’t science fiction. It’s technically possible today. What’s missing isn’t the tech, it’s the mindset. While banks experiment with AI to streamline what they already do, this paper asks a deeper question, ‘What if banking was rebuilt entirely for agents, not humans?’
A call to action
This paper introduces MyCFO, a vision of what banking looks like when the customer is represented by an agent not an app. This isn’t a list of use cases. It’s a call to think differently. Are you building a bank that serves agents? Or one that gets bypassed by them?